The Benefits in this Policy shall be paid as per the sum assured option taken. The premiums should be paid annually in advance
Benefit is payable in the event of the death of the assured live from accidental, Illness or natural causes.
Permanent Total Disability
In the event that the Member becomes permanently and totally disabled by accident or illness, a lump-sum benefit will be paid. The benefit is equal to the death benefit option.
Last Expense Benefits
This is a fixed amount payable within forty-eight (48) hours upon notification of the death of the member to cater for the costs of burial.
Critical Illness Benefits
In the event of the Member being diagnosed for the first time of a critical illness as defined in the policy document, 50% of the main benefit will become payable.
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