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LIB Flexi Maisha

About Cover

This policy targets the SMEs and individuals that would not ordinarily go for the traditional Group Life product or are uncomfortable with Monthly payments that run for years on end.

This product is packaged based on a flat sum assured.

The policy term is renewable annually.

The premium payable is flexible & depends on the level of benefit chosen.

The age limit for this cover is 18 years to 70 years old.

The cover extends to cover Political Violence & Terrorism Risks

No Medical examination for Covers below Kshs. 1 Million Limit


The Benefits in this Policy shall be paid as per the sum assured option taken. The premiums should be paid annually in advance

Life Benefits

Benefit is payable in the event of the death of the assured live from accidental, Illness or natural causes.

Permanent Total Disability

In the event that the Member becomes permanently and totally disabled by accident or illness, a lump-sum benefit will be paid. The benefit is equal to the death benefit option.

Last Expense Benefits

This is a fixed amount payable within forty-eight (48) hours upon notification of the death of the member to cater for the costs of burial.

Critical Illness Benefits

In the event of the Member being diagnosed for the first time of a critical illness as defined in the policy document, 50% of the main benefit will become payable.

Premium & Benefits Table

Requirements to Sign up

Duly Filled Application Form

Copy of National ID

Copy of KRA PIN certificate

Mode of Payment

Mpesa payment – Paybill 129686 (A/C no. First name & National ID No.


Waiting Period

There is no waiting period for loss of live due to accident.

Death claims resulting from Illness and natural causes attract a waiting of 6 months from the commencement date of the cover.

There will be no waiting period at renewal.

Do you want to get started with the Flexi Maisha plan of your choice? Its really easy. Click button to get started!

Lib Flexi Maisha Review
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User Review
  • Product Innovation
  • Reliability
  • Customer Service
  • Claims