Personal Accident (Individual PA/Group PA)
This is a 24 hour cover that insures against accidents that may occur at work, home, while traveling or during recreation.
The benefits in this cover would be dependent on the following
On What Basis is this cover arranged?
Cover is arranged either on Fixed sums i.e. on death category Kshs. 1,000,000. In case of groups, cover can be arranged on either fixed sums or multiples of Annual Salary i.e. 3 years' annual salary for accidental death or permanent total disability.
Premium Ratings
the rating depends on the occupation of the proposer (s)
This cover has common risk exclusions which are not ordinarily covered
Cover Benefits
The policy provides benefits under the following risk categories
Requirements for quotation
A schedule of the items (or asset register) is to be provided including
Learn how to protect yourself, family, assets and business
Personal Accident Insurance reviews
Overall
-
Product Innovation
-
Reliability
-
Customer Service
-
Claims